To begin the process a scholar would fill out the Student Loanership application. Based on their funding needs, our team would prepare a Student Loanership program to meet a scholar’s needs. The scholar would apply to scholarships for up to $5000 based on their academic performance. If a scholar chooses to apply they can receive a Deserve credit card with 18.74% APR and 1% cash back on all purchases. Our PYT Scoring algorithm will process scholars who seek further financial assistance. The PYT Score will determine a scholar’s financial situation, behavior and literacy. The scholar then receives financial counseling based on areas determined as lacking. A Student Loanership award would be loaned up to $2500. Depending on how the scholar meets the Student Loanership Benchmarks, the Student Loanership award will be converted into grants. Just before the scholar graduates they will be provided with career counseling services for interview prep and resume building to land them their first job.