PYT’s “Student FICO Score” will lower the default rates of private student loans with an alternative credit score solution. The score is tested and proven with over 22,000 consumer loans from applicants with NO credit history.

While banks are sticking to the traditional FICO scoring models, PYT’s disruptive platform will break down barriers to funding with lower default rates.

We capture social and professional data to generate a predictive lending score. We do not sell or link your data to any affiliates or third parties.  Your Score is NOT public information or reported on your social media.